Contact your marketing representative at 1-800-433-1672 for more information, or email us at irvagency@nebenefit.com
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The following group plans within our program are underwritten by New York Life Insurance Company, one of the largest and most respected insurance companies in the nation. New York Life has consistently received among the highest ratings for financial strength from the leading independent rating services: A. M. Best, Fitch, Moody's and Standard & Poor's. The group plans are:
Additional insurance plans available to ACS members, but not underwritten by New York Life Insurance Company are:
For many years, the American College of Surgeons Insurance Trust has provided ACS Members with a complete program of personal insurance plans designed for the special needs of surgeons and their families. Since the inception of the program, there have been significant and substantial changes which now make it one of the very best insurance programs available to medical professionals.
ACS Insurance Trust incurs costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable membership benefit, it is reimbursed for these costs. ACS also receives a fee for the license of its name and logo for use in connection with the plan.
All Fellows, Associate Fellows, Residents and Medical Students who are active members of ACS under age 65 (under age 60 for Long Term Disability & Office Overhead), who reside in the United States or Canada* and who are actively performing all the duties of their occupation at least 30 hours per week are eligible to apply for the ACS insurance plans. Your spouse, under age 65, and unmarried dependent children, under age 25, are eligible for selected coverages. Please refer to the individual coverage sections for specific details on eligibility.
*The Conventional Medical Plan and Cost Advantage Medical Plan referenced in this website are not available to residents of Canada and may not be available in other states due to state regulations. Call 1-800-433-1672 for information about your state of residence.
All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants. The Administrator follows the Insurance Company's medical underwriting guidelines to evaluate enrollment forms. Thus, all final decisions regarding insurability are the sole responsibility of the Insurance Company.
If your personal ACS insurance package includes 10-Year or 20-Year Level Term Life Insurance, Accidental Death & Dismemberment (AD&D), and one of the Major Medical Plans or Disability Plans, your premium will be reduced by 10% on all plans except the Level Term Life Insurance Plan. The discount only applies to qualifying plans underwritten by New York Life Insurance Company.
New York Life Insurance Company New York, New York 10010 On Policy Form GMR/FACE New York Life Insurance Company’s state of domicile is New York, and NAIC ID # is 66915
National Employee Benefit Companies, Inc. (NEBCO) P.O. Box 153054 Irving, TX 75015-3054 CA Lic. No. 0D28750 FL Lic. No. L007016 TX Licensed Agent: Samuel Hamin Fleet, Lic. No. 1091381
Notice to Residents of Ontario and Quebec, Canada: Ontario and Quebec have enacted a law requiring taxation of all group insurance purchased by individuals. A tax (8% in Ontario; 9% in Quebec) will be added to the premium amount due for any premium payments you submit. All payments must be in U.S. dollars.
