Group Long Term Disability Insurance

Why do you need Long Term Disability Income Insurance?

Lose your ability to practice to a disabling sickness or injury and you could lose everything you have worked so hard to acquire.

The ACS Long Term Disability plan can help you maintain your current lifestyle and help protect you and your family from serious debt by replacing a portion of your income with monthly benefits up to $12,500.

Here is what the ACS Group Long Term Disability program can offer you:

• Monthly benefits up to $12,500
• Choose your waiting period – 30, 60, 90 or 180 days
• Specialty coverage with residual disability benefits
• Spouse benefit available

Available exclusively to eligible ACS members and their spouses under age 60

Valuable Package Discount - If your personal ACS insurance package includes 10-Year or 20-Year Level Term Life Insurance, Accidental Death & Dismemberment, and one or both of the Disability Plans, your premium will be reduced by 10% on all plans except the Level Term Life Insurance Plan. The discount only applies to qualifying plans underwritten by New York Life Insurance Company.

How to apply:

• Please select your state of residency:  Select ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DIST OF COLOMBIA FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WEST VIRGINIA WISCONSIN WYOMING  
  
  This product is not currently available to residents of Washington state and U.S. territories.
  
  
• Click Information Kit to view and print coverage description, current rates and application form.
• For questions, call 1-800-433-1672, Monday through Friday, 8 AM to 4:30 PM (Central Time)

You enjoy a 30-day, money-back guarantee. Even after you are accepted, your initial premium is paid, and you receive your Certificate of Insurance, you have 30 days to be sure you are completely satisfied. If not, just mark "Cancel" on your Certificate and return it to us within the 30-day period. Every cent you have paid will be promptly refunded in full.

  Underwritten by New York Life Insurance Company - Issued under Group Policy Form GMR (In Texas Policy Form: GMR-FACE/G-29002-0).

Underwriting Requirements - All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants. The Administrator follows the Insurance Company's medical underwriting guidelines to evaluate enrollment forms. Thus, all final decisions regarding insurability are the sole responsibility of the Insurance Company.